Kein Homeoffice, keine mentale Gesundheit - nichts kann die Generation Z davon abhalten, schlechter als die Millennials zu sein

Kein Homeoffice, keine mentale Gesundheit - nichts kann die Generation Z davon abhalten, schlechter als die Millennials zu sein

Die Generation Z, jene Gruppe von Menschen, die zwischen 1995 und 2010 geboren wurden, steht unter Druck. Laut einer aktuellen Studie sind die jungen Erwachsenen diesem Druck nicht gewachsen und leiden zunehmend an psychischen Problemen. Der Verzicht auf Homeoffice-Möglichkeiten, die Enge in den Städten und die ständige Verfügbarkeit durch soziale Medien führen zu einer Zunahme von Angststörungen, Depressionen und anderen psychischen Erkrankungen. Es scheint, als könne nichts die Generation Z davon abhalten, noch schlechter als die Millennials zu sein, die bereits als eine Generation mit vielen psychischen Belastungen gelten.

Die Generation Z: Eine Generation in finanziellen Nöten

Paraphrasing my grandmother with one of her mythical phrases, the Generation Z has won the jackpot. Some believe that by embracing remote work, having higher salaries, and prioritizing their mental health above all the bad things that the labor market throws at them daily, they are the generation that lives and will live best. Unfortunately, the data shows just the opposite.

Die hohen Kosten der Generation Z

Upon reaching adulthood, and compared to the costs reflected in inflation, Generation Z is the one that has faced the highest prices for basic necessities, the one that has to face the highest housing costs, and the one that is most affected by debt. According to experts, consumers of Generation Z have seen their finances significantly affected by the pandemic and its aftermath, even more than the challenges faced by millennials as a result of the global financial crisis of the late 2000s.

Die Zahlen sprechen eine deutliche Sprache: In countries like the United States, where the financial situation is even more volatile, 1 in 7 young people from Generation Z are at the limit of their credit cards, spend 31% more on housing - mainly due to having to rent and move more frequently from one housing to another, which in turn increases prices even more -, and their costs are almost a point above what the rest of the generations experienced based on inflation.

Die Pandemie als Auslöser der Finanziellen Probleme

Economists point out that the key to everything is a pandemic that forced them to be locked up when they were at the peak of their youth and then fell into the deadly trap that capitalism had prepared for them. Seeking to live what they couldn't until then, and facing banks that relaxed the rules to access credit to get the economy rolling, many didn't hesitate to tie the wrong knots and are still paying the price.

Die Generation Z steht vor einem Wendepunkt, according to Jimmie Lenz, professor of financial economics at Duke University, because they are reaching adulthood in a time of rising inflation and interest rates, and that will affect them. In search of a certain quality of life, this will impact even more on the debts and credits they fall into, and further complicate their access to housing.

Es ist offensichtlich, dass die Generation Z in finanziellen Nöten steckt. Es bleibt abzuwarten, wie sie sich aus dieser Situation befreien wird.